CheckRate brings together clear, accessible data on Australian finance, helping people understand the trends shaping borrowing, saving, spending and the broader money landscape.
The RBA looks at a mix of signals before each cash rate decision, from prices and jobs to wages and household spending. These dates show when decisions are announced and help give context to what is happening across Australia’s economy.
Our methodology aggregates and verifies data against primary institutional sources, so the information is accurate, reliable and easy to understand.
Australians deserve access to the same quality of data that institutional investors rely on.
Clear explanations of market changes and the economic trends behind them.
Property
Australian first-home buyers took out 119,464 new loans worth $67.9 billion in 2025. They now account for more than one in three owner-occupier loans, up from around one in four a decade ago.
macro
Australian households spent an estimated $1.18 trillion on essentials and discretionary categories in 2025, up sharply from prior years amid persistent inflation in housing, food, transport and insurance.
Spending
In FY2025, Australian households saved around 6 cents of every dollar they earned, up from 3 cents the year before. Over the past decade, total household wealth more than doubled, driven by rising property values, higher superannuation balances and stronger household income growth.
