--- title: "Average salary by state and territory in Australia in 202..." description: "Average full-time earnings vary widely across Australia. In November 2025, the ACT recorded the highest figure at $2,248 a week, while Tasmania recorded the low" lang: en-AU json-ld: | { "@context": "https://schema.org", "@type": "Article", "headline": "Average salary by state and territory in Australia in 2026", "description": "Average full-time earnings vary widely across Australia. In November 2025, the ACT recorded the highest figure at $2,248 a week, while Tasmania recorded the lowest at $1,821 a week. Western Australia ranked second, reflecting the strength of higher-paying industries such as mining.", "image": [ "https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?auto=format&fit=crop&w=1600&q=80" ], "datePublished": "2026-06-03T00:00:00+00:00", "dateModified": "2026-07-02T05:03:48.474514+00:00", "author": { "@type": "Organization", "name": "CheckRate" }, "publisher": { "@type": "Organization", "name": "CheckRate" }, "mainEntityOfPage": { "@type": "WebPage", "@id": "https://checkrate.com.au/average-salary-by-state" } } --- [CheckRate ](/) [Library](/articles) Back Income & earnings # Average salary by state and territory in Australia in 2026 Average full-time earnings vary widely across Australia. In November 2025, the ACT recorded the highest figure at $2,248 a week, while Tasmania recorded the lowest at $1,821 a week. Western Australia ranked second, reflecting the strength of higher-paying industries such as mining. 12 min read 03 June 2026 Updated 02 July 2026 Fact checked In this article 1. [Average salary by state: ranked highest to lowest](#average-salary-by-state-ranked-highest-to-lowest) 2. [Why WA wages sit above the national average](#why-wa-wages-sit-above-the-national-average) 3. [Why Canberra's workforce lifts ACT average earnings](#why-canberras-workforce-lifts-act-average-earnings) 4. [Capital city vs regional wages in Australia](#capital-city-vs-regional-wages-in-australia) 5. [Average salary vs cost of living by state](#average-salary-vs-cost-of-living-by-state) 6. [Average earnings growth by state and territory since 2020](#average-earnings-growth-by-state-and-territory-since-2020) 7. [Australia's 30-year earnings trend: nominal vs real wages by state](#australias-30-year-earnings-trend-nominal-vs-real-wages-by-state) 8. [Gender pay gap by state and territory](#gender-pay-gap-by-state-and-territory) 9. [Explore the data: full state and territory dashboard](#explore-the-data-full-state-and-territory-dashboard) Key statistics at a glance $116k ACT average salary proxy (annualised), the **highest** of any jurisdiction in November 2025 $427 Weekly gap between **ACT** ($2,248) and **Tasmania** ($1,821), the highest and lowest jurisdictions 25.4% South Australia's wage growth since November 2020, the **fastest** of any state or territory 19.3% WA's gender pay gap between male and female full-time adult earnings, the **largest** in Australia Section 01 State rankings ## Average salary by state: ranked highest to lowest The national average for full-time adult ordinary time earnings was **$2,051 a week** in November 2025. That works out to about **$106,657 a year** on a 52-week basis. The ACT recorded the highest average, at **$2,248 a week,** while Tasmania recorded the lowest, at $1,821 a week. That leaves a $427 weekly gap between the highest and lowest states and territories. Only the **ACT** and **Western Australia** sat above the national average, at **9.6%** and **6.9%** higher, respectively. Most other states sat close to the national figure, while Tasmania was the main exception at **11.2% below**. New South Wales is often assumed to lead Australia on earnings, but it recorded **$2,084 a week**, just **1.6% above** the national average. Average weekly full-time earnings in Australia by state Full-time adult ordinary time earnings, persons, original series (Nov 2025). Dashed line = national average ($2,051). The annualised figure is a weekly value multiplied by 52. It is a proxy for comparison purposes and is not an official ABS annual earnings measure. **Source:** ABS Average Weekly Earnings, Australia, November 2025 (Cat. 6302.0). ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) All states and territories in Australia (Nov 2025) State or territory Weekly Annual proxy vs national Male wk Female wk Australian Capital Territory $2,248 $116,917 +9.6% $2,306 $2,183 Western Australia $2,193 $114,046 +6.9% $2,360 $1,905 New South Wales $2,084 $108,368 +1.6% $2,184 $1,936 Victoria $2,014 $104,712 −1.8% $2,108 $1,869 Queensland $1,995 $103,714 −2.8% $2,077 $1,855 Northern Territory $1,942 $101,000 −5.3% $2,037 $1,828 South Australia $1,935 $100,625 −5.7% $1,991 $1,845 Tasmania $1,821 $94,702 −11.2% $1,825 $1,814 Australia (national) $2,051 $106,657 — $2,148 $1,901 **Source:** ABS Average Weekly Earnings, Australia, November 2025. Figures are ordinary time earnings, full-time adults, original series. Annual proxy = weekly × 52. ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) Section 02 Western Australia ## Why WA wages sit above the national average WA has recorded above-average full-time earnings for well over a decade. This is likely influenced by the state's workforce mix, rather than a recent change in the labour market. $2,193 WA average weekly earnings, November 2025 Full-time adult ordinary time earnings, persons. **6.9% above the national average** of $2,051 a week. WA has ranked in the top two for average earnings in each of the past seven November reference periods. It briefly led the ACT in November 2023 before returning to second place in 2024 and 2025. The clearest factor is **industry mix**. Mining is Australia's highest-paying major industry, and WA has a much larger mining workforce than any other state. At the 2021 Census, iron ore mining accounted for **2.9%** of employed WA residents, compared with **0.4% nationally**. ABS jobs data from 2022–23 shows median employment income in mining was **$149,362**, compared with **$60,301 across all industries**. WA also has a higher share of technical, trade and machinery workers. Technicians and trades workers made up **15.3%** of WA's employed population at the 2021 Census, compared with **12.9% nationally**. Machinery operators and drivers accounted for **7.7%**, compared with **6.3% nationally**. Longer working hours also play a role. At the 2021 Census, **22.6%** of employed WA residents worked 45 hours or more per week, compared with **17.9% nationally**. WA's wage growth has also stayed above the national pace. The Wage Price Index for March 2026 showed WA wages growing at **3.6% year-on-year**, compared with **3.3% nationally.** This suggests WA's earnings premium is not narrowing in the near term. 19.3% WA's high average also comes with the **largest gender pay gap in Australia**. Female full-time adults in WA earned $1,905 a week in November 2025, while male full-time adults earned $2,360, a $454 weekly difference and a 19.3% gap. The mining sector's male-dominated workforce is a significant contributor. Section 03 Australian Capital Territory ## Why Canberra's workforce lifts ACT average earnings The ACT is the clearest high-wage outlier in Australia. Its $197 weekly gap above the national average is nearly six times larger than the $33 weekly gap in New South Wales. $2,248 ACT average weekly earnings, November 2025 The ACT was **$197 above the national average** and $55 above Western Australia. It has recorded the highest average weekly earnings in five of the past seven November reference periods. WA briefly moved ahead in November 2023 before the ACT returned to first place in 2024 and 2025. At the 2021 Census, **31.4% of employed ACT residents worked in professional roles**, compared with **24.0% nationally**. A further **17.9% worked as managers**, compared with **13.7% nationally**. Central government administration accounted for **17.1% of ACT employment**, compared with **1.1% across Australia**. Defence added another **5.8%**, compared with **0.7% nationally**. Public administration is one of Australia's better-paying industry groups, and it forms the core of the ACT economy because Canberra is the seat of federal government. Education levels also support the ACT's higher earnings. At the 2021 Census, **42.9%** of ACT residents aged 15 and over held a bachelor's degree or higher, compared with **26.3% nationally**. This was the highest share in Australia. The ACT's high earnings can also make the national average look higher than it is for workers in most states and territories. Its population is small, but its wages are unusually high, which lifts the national figure. That means the national average may not reflect what most Australian full-time workers actually earn. NSW premium over national average +1.6% NSW earns $2,084/wk against the national average of $2,051, a margin of just $33 a week. ACT premium over national average +9.6% ACT is $2,248/wk vs national $2,051. Its premium is nearly six times larger than NSW's, driven by occupational and sector composition. The ACT also has a smaller gender pay gap by national standards. Male full-time adults earned **$2,306** a week and female full-time adults **$2,183,** a $123 weekly gap equivalent to 5.3%. That is less than half the national gap of 11.5%. Section 04 Capital city vs regional ## Capital city vs regional wages in Australia The regional earnings picture in Australia is not as simple as "capital cities pay more". The latest official regional income data is from 2022–23. It shows that some of the highest-earning areas are in inner-city locations, including Barton in the ACT, where median employment income was $99,050, and Kingston in the ACT, where it was $92,000. However, some high-earning areas are outside capital cities. These include resource-linked communities such as Roxby Downs in South Australia at $87,450 and Ashburton in Western Australia at $87,409. At the local government level, top-earning areas included Roxby Downs, Ashburton, Weipa, North Sydney and Port Hedland. The ABS Average Weekly Earnings survey is measured at state and territory level. It does not break earnings down by capital city or regional area. For regional income comparisons, the latest official data comes from the ABS Linked Employer-Employee Dataset, known as LEED, with 2022–23 the latest published year. In many service-based states, capital city workers still tend to earn more than regional workers. This is generally the case in places such as Sydney, Melbourne and Brisbane. But in Western Australia, South Australia and parts of Queensland, resource-linked regional labour markets can record higher median employment incomes than many capital city areas. About the data The regional income data lags the headline average weekly earnings release. As of May 2026, the most recent published regional figures cover 2022–23. A direct city-versus-regional comparison using 2025 or 2026 data is not yet available from official ABS sources. Section 05 Salary vs cost of living ## Average salary vs cost of living by state Tasmania recorded the lowest average full-time earnings among states and territories, while Hobart recorded the highest capital-city CPI increase in the year to March 2026. Hobart's CPI rose 5.1%, while full-time adult ordinary-time earnings in Tasmania averaged $1,821 a week in November 2025. The ACT sits at the other end of this comparison. It recorded the highest average full-time earnings, while Canberra had one of the lowest capital-city CPI increases at 4.2%, equal with Darwin. Average salary vs capital city inflation in Australia by state and territory Annual salary proxy (weekly × 52, Nov 2025) and capital city CPI, year to March 2026. States and territories sorted by annual salary, highest to lowest. State or territory Annual proxy Capital city CPI (yr to Mar 2026) Position Australian Capital Territory $116,917 Canberra: 4.2% Highest salary, lowest CPI Western Australia $114,046 Perth: 4.6% High salary New South Wales $108,368 Sydney: 4.4% Near national avg Victoria $104,712 Melbourne: 4.6% Near national avg Queensland $103,714 Brisbane: 4.7% Near national avg Northern Territory $101,000 Darwin: 4.2% Low CPI, lower salary South Australia $100,625 Adelaide: 4.9% Below avg salary, higher CPI Tasmania $94,702 Hobart: 5.1% Lowest salary, highest CPI This is a salary-and-current-inflation proxy, not a formal interstate cost-of-living index. Capital city CPI does not capture differences in housing costs, regional price levels or household expenditure patterns between states. **Source:** ABS Average Weekly Earnings, Australia, November 2025; ABS Consumer Price Index, Australia, March 2026, Table 11: annual percentage change by capital city. ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) The gap between the lowest and highest capital city CPI rates was relatively small, with Canberra and Darwin at 4.2% and Hobart at 5.1% in the year to March 2026. However, even small inflation differences can build over time. For workers earning near the Tasmanian average, lower full-time earnings combined with higher Hobart CPI growth may indicate less favourable income-and-inflation conditions than salary figures alone show. The ACT ranks highest on this proxy measure, with the highest average full-time earnings and one of the lowest capital-city CPI increases. Tasmania and Hobart show the opposite pattern: lower average full-time earnings alongside higher capital-city CPI growth. Section 06 Change since 2020 ## Average earnings growth by state and territory since 2020 Between November 2020 and November 2025, the national average for full-time adult ordinary time earnings grew by **19.8%**. Weekly earnings rose from $1,712 to $2,051. Growth varied across the states and territories. South Australia recorded the fastest increase at **25.4%**, followed by Queensland at 23.5% and Tasmania at 22.4%. The Northern Territory recorded the weakest growth at 14.0%, which means it fell further behind the national average over this period. Wage growth in Australia by state since 2020 Percentage change in full-time adult ordinary time earnings, persons (Nov 2020 to Nov 2025). Dashed line = national average growth (19.8%). South Australia 25.4% Queensland 23.5% Tasmania 22.4% Western Australia 19.2% ACT 19.0% New South Wales 19.0% Victoria 17.2% Northern Territory 14.0% ↗ Dashed line = national average growth (19.8%) Green bars = above national average growth rate. Navy bars = below. SA and QLD grew from lower absolute bases, which partly explains the pace of growth. **Source:** ABS Average Weekly Earnings, Australia, November 2020 and November 2025 (Cat. 6302.0). ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) South Australia and Queensland recorded strong growth from lower starting points. South Australia started at $1,543 a week in November 2020, while Queensland started at $1,615. Their percentage gains partly reflect catch-up growth from below the national average. Despite those increases, both states still sit below the national average in dollar terms. Victoria's position changed notably over the period. In November 2020, Victoria sat just above the national average at $1,719 a week. By November 2025, it had fallen to 1.8% below the national average, with the weekly gap widening to around $37. The Northern Territory fell the most in relative terms. Its weekly earnings were $8 below the national average in November 2020, but had dropped to $109 below by November 2025. Earnings change in Australia by state (Nov 2020 to Nov 2025) State or territory Nov 2020 Nov 2025 Change ($) Change (%) Gap vs nat. (2025) South Australia $1,543 $1,935 +$392 +25.4% −$116 Queensland $1,615 $1,995 +$379 +23.5% −$56 Tasmania $1,488 $1,821 +$333 +22.4% −$230 Western Australia $1,841 $2,193 +$353 +19.2% +$142 ACT $1,890 $2,248 +$358 +19.0% +$197 New South Wales $1,752 $2,084 +$332 +19.0% +$33 Victoria $1,719 $2,014 +$295 +17.2% −$37 Northern Territory $1,704 $1,942 +$239 +14.0% −$109 Australia (national) $1,712 $2,051 +$340 +19.8% — **Source:** ABS Average Weekly Earnings, Australia, November 2020 and November 2025 (Cat. 6302.0). ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) > The top-to-bottom spread widened in dollar terms but narrowed as a percentage. The ACT-to-Tasmania gap rose from $402 a week in November 2020 to $427 in November 2025. In percentage terms, the spread fell from about 27% to 23.5%, suggesting some convergence from below even as the absolute gap grew. Section 07 30-year trend ## Australia's 30-year earnings trend: nominal vs real wages by state Over the 30 years to November 2025, full-time earnings increased across every state and territory in dollar terms. However, inflation changes how far those wages actually go. Between November 2020 and November 2025, Australia's average full-time ordinary time earnings rose by **19.8%**. Over the same period, CPI rose by about **22%**. This means average full-time earnings were about **2% lower after inflation**. The fall was sharpest in **2022–23**, when annual inflation rose above **7%** and wage growth did not keep pace. Full-time adult earnings in Australia by state, 1994 to 2025 Toggle nominal or real (CPI-adjusted, Nov 2025 dollars). Filter by state using the buttons below. NominalReal (2025 $) ACTWANSWVic.QldNTSATas. Real wages are CPI-adjusted using the Australian national CPI index, expressed in November 2025 dollars. This is an approximation; the ABS does not publish a formal CPI-deflated earnings series by state. WA data begins November 1996. **Source:** ABS Average Weekly Earnings, Australia, Tables 13A to 13H (Cat. 6302.0). CPI adjustment based on ABS Consumer Price Index, All Groups, Australia (Cat. 6401.0). ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) The 30-year earnings trend shows the ACT and WA as consistent leaders, while Tasmania has remained at the lower end. Most other states have broadly followed the national growth path, with some movement in rankings over time. WA's earnings rose sharply between about 2004 and 2013, during the mining investment boom. Since then, growth has been more moderate. After inflation, the main story is how slowly wages moved through much of the 2010s. From around 2012 to 2020, real wages grew slowly, or barely moved, in several states. Stronger wage growth returned between 2022 and 2025, but much of the increase was offset by higher inflation. This means the dollar value of wages rose, but purchasing power improved by less. Section 08 Gender pay gap ## Gender pay gap by state and territory The gender pay gap in full-time adult ordinary time earnings varies substantially across states. Female full-time adults in **Tasmania earned $1,814 a week** in November 2025, only $11 less than the male figure of $1,825. That is a gap of less than 1%. Western Australia reported the widest gap. Female earners averaged $1,905 a week against $2,360 for males, a $454 weekly difference equivalent to **19.3%**. Male vs female full-time earnings in Australia by state Full-time adult ordinary time earnings, original series (Nov 2025). Sorted by gender gap size, largest to smallest. - Male - Female **Source:** ABS Average Weekly Earnings, Australia, November 2025 (Cat. 6302.0). ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) Male vs female full-time earnings by state and territory Sorted by gender gap, largest to smallest (Nov 2025). State or territory Male weekly Female weekly Gap ($) Gap (%) Western Australia $2,360 $1,905 $454 19.3% New South Wales $2,184 $1,936 $248 11.4% Victoria $2,108 $1,869 $239 11.3% Queensland $2,077 $1,855 $222 10.7% Northern Territory $2,037 $1,828 $210 10.3% South Australia $1,991 $1,845 $146 7.3% Australian Capital Territory $2,306 $2,183 $123 5.3% Tasmania $1,825 $1,814 $11 0.6% Australia (national) $2,148 $1,901 $247 11.5% These figures compare averages across all full-time adult workers within each state and are influenced by occupational and industry composition. They do not represent a like-for-like pay comparison for equivalent roles. **Source:** ABS Average Weekly Earnings, Australia, November 2025 (Cat. 6302.0). ![CheckRate](/__l5e/assets-v1/7bc4597d-01a6-41ce-b2ee-e3271c8e8b60/checkrate-logo.png) What this gender pay measure shows These figures compare average ordinary time earnings for full-time adult males and females within each state. They do not adjust for occupation, industry, hours worked, seniority or employer type. This means the figures show both pay differences and workforce differences. They reflect where men and women work, the types of jobs they hold, and how each state's workforce is structured. Tasmania recorded an unusually small gap between male and female full-time earnings. This may reflect a more even spread of occupations and a smaller concentration of male-dominated, high-paying industries. Western Australia had the widest gap, which is closely linked to the state's mining and resources workforce, where higher-paying roles are more heavily male. The ACT recorded a gap of 5.3%, well below the national gap. This is likely linked to its large share of professional and public-sector roles, where pay structures can be more formal. South Australia also sat below the national gap at 7.3%, which may partly reflect a smaller concentration of resource-sector employment. Nationally, female full-time adults earned **$1,901 a week** in November 2025, compared with **$2,148 for males.** That was a difference of **$247 a week,** or 11.5%. Section 09 Explore the data ## Explore the data: full state and territory dashboard ACTWANSWVic.QldNTSATas. Australian Capital Territory Weekly earnings $2,248 Full-time adult, persons Annual proxy $116,917 Weekly × 52 (indicative) National rank #1 of 8 +$197 above national Growth since Nov 2020 +19.0% $1,890 → $2,248/wk Male full-time earnings $2,306/wk $119,928 annualised Female full-time earnings $2,183/wk $113,532 annualised · 5.3% gap vs male November 2025. Ordinary time earnings, full-time adults, original series. **Source:** ABS Average Weekly Earnings (Cat. 6302.0). General information only This article is based on publicly available data from the **ABS**. It is general information only and does not constitute financial, employment or earnings advice. The figures presented are averages for full-time adult workers and may not reflect individual circumstances, occupations, or industries. This article should not be used as a substitute for independent employment, remuneration or financial planning advice. ## References 1. 1 [ABS Average Weekly Earnings, Australia, November 2025](https://www.abs.gov.au/statistics/labour/earnings-and-working-conditions/average-weekly-earnings-australia/latest-release): full-time adult ordinary time earnings by state and territory, original series, November 2025 reference period. Cat. No. 6302.0. 2. 2 [ABS Consumer Price Index, Australia, March 2026. Table 11](https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/consumer-price-index-australia/mar-2026): annual percentage change by capital city. 3. 3 [ABS Jobs in Australia, 2022–23](https://www.abs.gov.au/statistics/labour/earnings-and-working-conditions/jobs-australia/latest-release): LEED-based regional income data by suburb and local government area. 4. 4 [ABS 2021 Census of Population and Housing](https://www.abs.gov.au/census/find-census-data): occupation, industry, income and educational attainment data by state and territory. 5. 5 [ABS Wage Price Index, Australia, March Quarter 2026](https://www.abs.gov.au/statistics/economy/price-indexes-and-inflation/wage-price-index-australia/latest-release): quarterly wage growth rates by state and territory. ## Data Snapshots ![average weekly full time earnings in australia by state](https://eznpqfufanyahmlyjhnj.supabase.co/storage/v1/object/public/article-covers/snapshots/03e517d2-481e-4723-8c56-1d8b1b238848/average-weekly-full-time-earnings-in-australia-by-state-1f16.jpg) Average Weekly Full Time Earnings in Australia by State ![full time adult earnings in australia by state 1994 to 2025](https://eznpqfufanyahmlyjhnj.supabase.co/storage/v1/object/public/article-covers/snapshots/03e517d2-481e-4723-8c56-1d8b1b238848/full-time-adult-earnings-in-australia-by-state-1994-to-2025-4ycm.jpg) Full Time Adult Earnings in Australia by State 1994 to 2025 ## Related research [ ![Average salary by age group in Australia in 2026](https://images.unsplash.com/photo-1521791136064-7986c2920216?auto=format&fit=crop&w=1600&q=80) Income & earnings 03 June 2026 · 12 min read ### Average salary by age group in Australia in 2026 The average Australian employee earns an estimated $86,000 a year in early 2026. Data on earnings by age group, the gender pay gap, graduate salaries and superannuation balances across a working life. ](/average-salary-by-age) [ ![Average contents and landlord insurance costs in Australia](https://images.unsplash.com/photo-1734328819658-0c3ceef27c46?q=80&w=870&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D) insurance 21 July 2026 · 10 min read ### Average contents and landlord insurance costs in Australia The average home contents insurance premium reached $531 a year in 2024-25, up 20.1% from 2021-22, according to the Australian Competition and Consumer Commission. Combined home and contents cover averaged $2,360, while home building cover averaged $1,852. ](/contents-landlord-insurance) [ ![Pet insurance statistics Australia 2026: household spending and uptake](https://images.unsplash.com/photo-1583337130417-3346a1be7dee?auto=format&fit=crop&w=2000&q=80) insurance 20 July 2026 · 9 min read ### Pet insurance statistics Australia 2026: household spending and uptake Australian households reported average annual pet insurance spending of $145 for dogs and $70 for cats in the year to March 2025. These population-wide averages include households without insurance and are not average policy premiums. About 24% of dog owners and 14% of cat owners reported having insurance. ](/average-pet-insurance) [ ![How much have insurance premiums increased in Australia?](https://images.unsplash.com/photo-1637763723578-79a4ca9225f7?q=80&w=871&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D) Spending 20 July 2026 · 11 min read ### How much have insurance premiums increased in Australia? Insurance prices rose 5.5% in the year to May 2026 and are now 52.7% higher than at the end of 2019, roughly double the rise in headline inflation. Data from the ABS, APRA, the ACCC and the Department of Health. ](/insurance-premium-increases) [ ![Average insurance cost in Australia in 2026](https://images.unsplash.com/photo-1450101499163-c8848c66ca85?auto=format&fit=crop&w=2000&q=80) Spending 17 July 2026 · 12 min read ### Average insurance cost in Australia in 2026 Australian households paid an average of $16.74 a week for house and contents insurance and $38.56 a week for accident and health insurance in the ABS's 2015–16 Household Expenditure Survey. These remain the latest official ABS figures for household insurance spending. They are averages across all households, not average premiums paid by insured policyholders. ](/average-insurance-cost) [ See more ### Explore all research & analysis View all ](/analysis) [CheckRate ](/) [Privacy Policy](/privacy-policy)[Terms & Conditions](/terms-and-conditions)[Methodology](/methodology) CheckRate provides general information and statistics only. It does not constitute financial advice. Data is sourced from publicly available institutional publications and may be subject to revision. Please consult a qualified financial adviser before making any financial decisions. © 2026 CheckRate